Why Travel Insurance for Students
If you’re studying outside Canada, or even outside your province, your government health insurance plan may not cover all of your medical costs. With our Travel Insurance, you can focus on your studies, not on your medical bills.
Studying outside Canada
“BON VOYAGE, BUT …”, published by Foreign Affairs and International Trade Canada (page 18), states: “Do not rely on your provincial health plan to cover costs if you get sick or are injured while abroad. Out-of-country health care can be costly, and your health plan may not cover any medical expenses abroad.”
Studying outside your province
Even if you’re only studying in another Canadian province, government health plans have limits on the reimbursement of the emergency medical expenses while in another province. International students in Canada Non-Canadian residents are not covered by our government health insurance plans. They have even more reason to purchase private medical insurance in case they get sick or injured while studying in Canada.
What the plan offers
Up to $1,000,000 in benefits
Emergency Medical Benefits:
• Hospital expenses
• Physician services
• Diagnostic services
• Private duty nurse
• Ambulance transportation
• Prescription drugs
• Paramedical services
• Emergency dental treatment
• Psychiatric care
• Trauma counselling
• Medical appliances
• Emergency evacuation
• Family transportation to beside and subsistence allowance
• Repatriation of mortal remains
• Tuition reimbursement
• Trip break
Non-Emergency Medical Benefits:
• Annual medical examination
• Annual eye examination
• Maternity benefit
• Accidental death or dismemberment
Other exclusions, limitations, and conditions apply.
Please see the policy or talk to your advisor for details.
Who can apply
Canadian students who are covered under a government health insurance plan from a Canadian province or territory
International students temporarily living in Canada as a student
You must also be either of the following:
• a full-time student with proof of admission or enrolment; or
• a student completing post-doctoral research; or
• a dependant and/or spouse of the student.
All applicants must be under age 55.
